How Much Life Insurance Do You Really Need? The Life Firm

Who depends on you?

Select all that apply.

Please pick at least one option.

Tell Us About Your Family

This helps us calculate the right coverage and timeline for the people who depend on you.

Your age

Please enter your age. You must be at least 18.

Do you rent or own your home?

Please pick one so we ask the right questions.

Your Household Finances

This tells us how much your family needs to keep paying the bills without you.

Don't know your exact numbers? A rough estimate is fine.

Debts & Funeral

If you own your home, we already asked about your house payment.

Other debts This means credit cards and car loans. Optional.

$

Funeral costs usually $1,000 to $13,000 depending on the type

$

A simple cremation can cost about $1,000 to $3,500. A full burial can cost more. It may need a casket and a service and a headstone. This can cost $8,000 to $13,000 or more.

What Money Do You Already Have?

Cash is easy to use right away. Money in things like a 401(k) or your house takes longer to get.

Cash and savings This means bank accounts and investments and emergency funds.

$

Other money This means retirement accounts and your house. Optional.

$

We only count half of this money. The rest is hard to get quickly. You might have to pay taxes or fees. You might have to sell your house.

Life insurance you already have from work or a private plan. Optional.

$

Any Extra Goals?

These are all optional. Skip them if they're not part of your plan.

Leave extra money behind